According to the Indian Journal of Psychiatry in 2019, at least 50 million children in India were impacted by Mental Health disorders prior to the pandemic, with 80–90% not seeking help.

In 2017, India's President, Ram Nath Kovind, declared that the country was "on the verge of a Mental Health epidemic." According to a study, 14 percent of India's population suffered from Mental Health issues in the same year, with 45.7 million people suffering from depressive disorders and 49 million suffering from anxiety disorders.

The total well-being and optimal development of a child in the emotional, behavioral, social, and cognitive domains is referred to as child Mental Health. Because of the developmental milestones that children encounter, children's Mental Health is sometimes regarded as distinct from adult Mental Health and more multidimensional. Children's Mental Health issues can manifest as difficulties in their psychological and emotional development, social interactions, and behaviour. Mental Health Disorders are described as difficulties that are persistent, severe, and cause impairment in functioning. Children's well-being can be improved, and issues can be avoided with well-designed Mental Health promotion and prevention programmes and interventions.

In India, most children with mental illnesses go undetected and are afraid to seek help or therapy. According to a research study, children after the Covid-19 pandemic are showing signs of depression, anxiety, and post-traumatic stress disorder (PTSD).

Approximately 450 million people worldwide suffer from mental and behavioural illnesses. During their lifespan, one out of every four people will get one or more of these illnesses. Neuropsychiatric illnesses account for 13% of total Disability Adjusted Life Years (DALYs) lost worldwide owing to all diseases and injuries, with that percentage expected to rise to 15% by 2022. Psychiatric disorders account for five of the top 10 causes of disability and mortality worldwide. Mental illnesses not only impose a significant psychological, social, and economic burden on society, but they also raise the risk of physical illnesses. Given the existing limitations in the effectiveness of treatment approaches for lowering handicap caused by mental and behavioural disorders, prevention is the only long-term solution for minimising the burden produced by these diseases.

To work on the prevention of the child Mental Health crisis, research was done to understand the need of community for Mental Health insurance policy for children. According to the findings 53.3% of the whole sample, do not have child health policy and 46.7% samples claim to have purchased child health policy, out of which 83.3% policies do not include Mental Health plans in them, whereas only 16.7% include Mental Health plan in their policy. 75% of the whole sample would like to have a Mental Health Policy plan included in their existing policy or separately for securing their child’s future.

The Community’s Need for Child Mental Health Insurance are:

1)        Prevention
2)        Treatment
3)        Rehabilitation
4)        Medications
5)        Counselling
6)        De-addiction treatment
7)        Psychometric test
8)        Professional therapist, psychologist, psychiatrist specialized in Child Mental Health.
9)        Annual Mental Health check-ups
10)   Hospitalization
11)   Day-care

To enlarge the impact of preventive intervention on the Mental Health of whole population, a child Mental Health policy was developed based on the above findings.

This Mental Health policy works to provide your child with a secure future with features that keep giving you more and safeguard against medical inflation. This plan comes with a promise to keep you motivated to stay fit with its Mental Health benefits so that you stay mentally healthy and keep getting more!

Mental Disorders Included in this Policy:

Anxiety Disorder, Attention Deficit Hyperactivity Disorder (ADHD), Conduct Disorder, Autism Spectrum Disorder, Intellectual & Developmental Disabilities (IDDS), Learning Disabilities, Opposition Defiant Disorder, Tourette’s Syndrome, Down Syndrome, Obsessive Compulsive Disorder (OCD), Post-Traumatic Stress Disorder (PTSD), Depression & Mood Disorders, Cerebral Palsy, Impairment in vision and hearing, Sensory Related Developmental Disabilities.

This policy is intended to promote Child’s Mental Health and Well-Being and to provide security for a healthy future.

“In India, we need to break the stigma of talking about Mental Health and seeking support so that children can have better life outcomes.”

“We must change the way we view Mental Health.”